12 Month Loan

£50 - £2,500 paid out by 05:21am

How much would you like?

£

Representative 305.9% APR

Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Why Should I Apply for a 12 Month Loan?

Anyone who needs a loan should make a point of considering all of their options. If you are in need of money for whatever reason, you should at least look into getting a 12 month or £300 loan. These loans have helped a lot of people, and you will likely be able to benefit from one yourself. While most payday loans are short term, there are longer ones where you will have an entire year to pay back the money you borrow. If you are interested in this loan option, you should learn everything you can about it before making a decision.

Who Should Apply for a 12 Month Loan?

There are many different things that you can use a 12 month loan for, and it’s important that you find out what they are. People take out these loans for all kinds of reasons, and you can use the money for anything you want.

This type of payday loan can be incredibly helpful for the following things:

  • Home renovations or repairs: If you want to make the inside of a certain part of your home look nicer but don’t have the money, this is a good borrowing option. You can also use the money you get for important repairs to your home, such as getting a hole in the roof fixed.
  • Car repairs: Sometimes vehicles break down and cannot be driven as a result. If you need money to get your car repaired, a 12 month loan could really help.
  • Holidays: A 12 month loan can also be a great option for those who really need a holiday but don’t have quite enough cash to cover the trip.

How much would you like?

£
Apply Now

Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

What are the Benefits of getting a 12 Month Loan?

There are numerous benefits associated with getting a 12 month payday loan, including the fact that you will have plenty of time to pay back the money you borrow. You won’t have to stress about whether or not you are going to be able to pay back the money you borrow on time, because you’ll have a lot more than just a couple of weeks. Another reason to consider getting one of these loans is that they are instant, so you get the money you need right away. If you are in a situation where you really need cash fast, this is one of the best options you have.

How do I get a 12 Month Loan?

You will be able to get a 12 month loan from a private lender. Especially if you need money now. It is important that you take the time to find the best lender to borrow from though, because there are many of them out there to choose from. One of the great things about these loans is that you can apply for them online, so you never even have to leave the comfort of home.

Filling out an online application for a 12 month loan doesn’t take very long at all, but you should get the necessary information together before getting started. These applications typically ask for basic contact information as well as your income and other details. It takes about 15 minutes to fill out the application, and after you submit it you’ll just need to wait to hear back from the lender.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £2,500
No hidden fees
Chance of getting approved?
95%
High approval
Is my credit record affected?
No
No credit footprint
How long do transfers take?
15 Minutes
Instant Cash*
Do I need to pay back a lump sum?
No
Easy repayments

Is it Easy to get approved for a 12 Month Loan?

Another great thing about 12 month loans is that it’s fairly easy to get approved for one, even if your credit is less than great. A lot of people with poor credit ratings have trouble getting a loan through their bank, but a private lender can most likely help you out. It is important to keep in mind that while approval is rarely guaranteed, the odds of getting the money you need with one of these loans is fairly good.

Getting a 12 Month Loan from Omacl

Omacl offers 12 month loans that can help you get the money you need quickly. We make the entire process of getting one of these loans as simple and easy as possible, so you don’t have to jump through any unnecessary hoops to get your money. These loans offer an excellent solution for those who are experiencing cash flow problems, and our team of lending professionals can help. Fill out an application today to get started with this process.