Emergency Loans

£50 - £2,500 paid out by 05:24am

How much would you like?

£

Representative 305.9% APR

Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

How to get emergency loans

If you need money in a hurry and want to get a loan and borrow it quickly then you will need to look at emergency loans. These also get called short-term loans, payday loans and quick loans and they vary a little bit in the way that they work, depending on the lender, but they also have many similarities too.

What are emergency loans?

So an emergency loan is set up so that you can get money very quickly. It may also be referred to an an instant payday loan. It is usually set up with no credit check which speeds up the application process but also means that it is available for most people. The loans tend to be for smaller amounts, hundreds of pounds, rather than thousands, which means that they are easier to manage but will cover the cost of an unexpected bill, to replace a broken down white good or something like that. The lender will often expect the loan to be repaid in one lump sum, although some lenders will allow you to repay in instalments. This means that the loan is paid off quickly compared to other types of lending. They tend to be offered by lenders that specialise in this sort of loan rather than mainstream banks and building societies. You would normally apply over the telephone, online or even by text, so it does not matter that the lenders do not have branches for you to go in to.

How much would you like?

£
Apply Now

Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Where to find them?

You may wonder where to find this type of loan if you cannot go to a mainstream lender and there is not a local branch. However, some advertise so you may have already heard of some of them and they have websites so you can find them online. There are a lot of them though and you may want to look at different ones to find out who might be the best for you with regards to cost, repayment terms and things like that. If you want this information then it will take time to do the research in order to find out this information. You will have to go on a search engine and look up all of the lenders and then you will want to find out how much they could lend and how they work and then if you are happy, approach them to see whether they are willing to lend you money. If you do not have the time or inclination to do this, then there are other ways which are quicker, that you can use to find out more about them.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £2,500
No hidden fees
Chance of getting approved?
95%
High approval
Is my credit record affected?
No
No credit footprint
How long do transfers take?
15 Minutes
Instant Cash*
Do I need to pay back a lump sum?
No
Easy repayments

Omacl and what they do

Omacl is a company which can help you to find a short term lender. Even with poor credit. They very simply take details from you and then approach lenders to see who will offer you a loan. You can then look at the suggestions that they come up with and decide whether you would like to use those lenders. This can be a lot quicker than doing all of the research yourself and you will only need to look at those lenders that would be willing to give you a loan and therefore you will save a lot of time as well. You may even be in a hurry so much that you will need to apply right away and therefore want to make sure that you have a trusted lender without doing much research and this should help you to find one. Alternatively, you can visit the recommended lenders website and find out more about them and even contact their customer services department so that you can have any questions you may have answered and find out more about what they are like by dealing directly with them. You may also wish to find out about their reputation, which you can do by looking online as well. You should find that if you look on money forums or message boards there will information about various lenders and peoples experiences of them, which could be useful. It is worth remembering that people do tend often review when they have a poor experience rather than a good one, so you may find a lot of negatives but compare that to other lenders and this should be helpful.