Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Get Back on Track With a Fast Cash Loan Advance

Balanced cash flow is essential for your long-term financial health. As outgoings deplete your earnings, income should be available to replenish your bank account, supporting your household spending cycle. Under ideal conditions, employment income is sufficient to cover costs, with excess earnings for saving and investing. In practice, however, you may occasionally run out of money before payday. When your financial flow falters, a fast cash loan advance or short-term payday loan can help you balance income and expenditure.

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

A Fast Cash Loan Advance Offers Money Before Payday

If you’re facing urgent spending demands and you’d rather not reach for plastic, then you may be a good candidate for a same day loan. The flexible funding option offers distinct advantages for applicants needing a boost before payday. Consider the benefits of a fast cash loan advance when:

  • A short-term advance will hold you until payday – A fast cash loan advance isn’t for long-range spending needs. Rather, the small, flexible loans deliver immediate access to cash, in exchange for prompt repayment. Depending upon the terms you establish with your lending partner, a fast cash loan advance is typically repaid within months of its original funding date.
  • You need money without delays – Timely lending solutions don’t always originate at the bank. In addition to traditional finance options offered by banks and building societies, online lenders also provide short-term financial resources. When you can’t afford to wait for acceptance at the bank, a fast cash loan advance offers a rapid online alternative, putting money in your hands right away.
  • You have a job with a paycheck on the way – Online lenders use applicants’ pending paychecks as payback guarantees, allowing them to extend loan terms when traditional lenders fail to deliver. Rather than dwelling on past credit problems, progressive online providers take employment status and earning history into account. As long as you have a job with a payday ahead, online lenders may have flexibility approving your fast cash loan advance.

fast loans cash advance

Quick Cash With No Usage Limitations

Finance needs vary from one person to the next, so a number of diverse lending scenarios provide money for short-and long-term financial priorities. When you need a mortgage, building societies and mortgage companies supply long-term financing, earmarked for your house purchase. Similarly, dealerships offer car loans specifically structured for new and used car purchases.

In much the way car and house loans serve narrow functions, loans from student finance provide money reserved exclusively for higher education, and so on, across various spending-specific funding alternatives. Unlike finance opportunities reserved for particular functions, a fast cash loan advance can be used as you wish.

When you need fast cash, a loan advance delivers flexible funding with no limitations. Highlighting the varied usage for online financing, UK credit consumers commonly utilise short-term payday loans or a fast cash loan advance for:

  • Car Repairs – Keeping your car operating as it should requires periodic maintenance. Though you can plan for routine car care, you may also experience mechanical problems and other unexpected motoring issues. When car repair bills and the cost of general maintenance disrupt your budget, a fast cash loan advance can keep your wheels turning, without interruption. The timely fast cash option adds money to your bank account between paydays, providing an ample cushion for car repairs.
  • Bills – Working out a monthly budget can help you manage money, but household bills can still occasionally overshadow earnings. A bill that’s higher than expected or a poorly timed payment due date is all it takes to compromise cash flow; a fast cash loan advance offers a safety net. The loans fund quickly, providing supplemental resources for utility bills, entertainment subscriptions, mobile phone contracts, and other personal expenses.
  • University Education – Fortunately for university families, UK student finance provides tuition loans and maintenance loans for students. The financing helps with course fees and related expenditure, but students frequently require additional financial resources whilst attending university. Payday loans, quick cash loans, or a short term loan with bad credit all deliver the type of short-term financing students need during school. The money is useful addressing costs such as accommodation, transport, books, meals, and entertainment.
  • Travel – Getaway opportunities are rare, so when the timing is right, some users enlist a fast cash loan advance, in order to make holiday. Rather than reaching for plastic and rolling over balances from one month to the next, it may be possible to fund your next getaway with a small cash advance. Your pending paycheck is enough to secure a fast cash loan, putting money in your hands for leisure travel. Repayment instalments begin on payday, with periodic payments due until you’ve wiped the entire balance.
  • Health Care – The cost of an injury or illness may result in out-of-pocket spending that’s beyond your budget. Whether you take ill or a family member needs your help overcoming a medical challenge, healthcare expense mounts quickly. A cash loan advance can help offset medical expenses that aren’t covered. Meals, travel, supplies and lost time from work can all stress your budget during difficult times, requiring supplemental resources. Among the flexible payday solutions available to caregivers and individuals facing ill health, a fast cash loan advance delivers immediate access to supplemental financing.
  • Cost of Living Increases – Living costs rise without warning, so you may be caught off guard by prices on the up. When monthly obligations exceed your earnings, a fast cash loan or advance offers a temporary solution, allowing you to stay current with payments, whilst adjusting your spending budget.
  • Lifestyle Shifts – Personal milestones can have an impact on your finances. Important lifestyle changes such as having a baby or moving house are two common shifts that generate expense, above and beyond your existing financial obligations. Though preparing for major milestones can help you absorb their cost, anticipating every expense is a tall order. Short-term loans are available when evolving lifestyle expenses call for quick cash.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

What Are the Advantages of Utilising a Fast Cash Loan Advance?

Various funding resources cover long- and short-term credit concerns, providing money for diverse, personal, spending priorities. A fast cash loan advance stands out from other types of financing, because usage isn’t restricted. Other advantages of utilising a cash loan advance include:

  • Secure Online Application – Obtaining a quick cash loan advance is easier than ever before. Secure online application allows you to request funding at your convenience, utilising your laptop or mobile device to complete the brief online application for funding. Secure channels ensure your request is confidential, providing immediate access to the money you need.
  • Quotes With No Obligation – Weighing the pros and cons of various finance options helps guide finance decisions, matching your funding requirements with the best available solutions. Omacl’s no obligation quotes allow you to consider the actual cost of repayment, before making finance commitments.
  • No Hidden Fees – Repayment expectations and lending costs are always worked out up-front, providing the information needed to measure the true cost of a fast cash loan advance.
  • High Acceptance – Although providers conduct credit review before offering a cash loan advance, online funding alternatives frequently offer higher rates of acceptance than brick and mortar banks. Utilising a streamlined preapproval process, online lenders focus on income and employment, rather than emphasising applicants’ credit scores. As a result, it may be possible to secure a cash loan advance, despite being declined for a conventional bank loan.
  • Fast Funding – Online lenders focus on fast service, delivering brief turnaround times for qualified applicants. If you’ve ever experienced delays associated with conventional lending, a fast cash loan offers a timely alternative, for your urgent monetary needs.
  • 24/7 Service – Full-time access allows you to request a cash loan advance at any time of day or night. Omacl operates all day, every day, so your online loan application receives prompt attention, whether submitted during the traditional business day or after hours.
  • Flexible Loans – Short-term loans pick up the slack when cash flow slows between paydays. Flexible lending terms allow you establish financial priorities and borrow exactly what you need to achieve your goals. When you are faced with an unexpected spending emergency or income shortfall, Omacl’s lending network offers fast cash solutions valued from £50 – £2,500.
  • Affordable Repayment – Borrowing exactly what’s needed to relieve short-term financial pressure reduces unnecessary interest obligations and facilitates affordable repayment. In order to further accommodate timely payback, online lenders establish due dates that align with borrowers’ salary schedules; as instalments come due, employment earnings are available to repay fast loans to people with bad credit and cash advances.

fast loan with cash advance

When money problems arise, calling for supplemental cash flow, alternative lenders offer online solutions. Online loans and advances provide a safety net for anyone needing quick cash. Among other advantages, online lending offers flexible funding options and high rates of acceptance, as well as speed and convenience.

Omacl on the FCA Register

Omacl is a registered trading name of Chojin Ltd and is authorised and regulated by the Financial Conduct Authority (FCA). You can view our registration status via reference number 732880.

Free Financial Advice

If you are struggling with debt or are unable to make your loan repayments, please visit the websites below. All of them offer free, impartial advice.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.