Fast Loans No Credit Check *

£100 - £5,000 paid out by 12:46am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

Is There Such a thing as a Fast Loan With No Credit Check?

If you are interested in getting fast loans with no credit check, then you have no doubt started looking around at what is available. You will soon see that there are a lot of options available to you but the reality is if you do actually want to take out a loan then all reputable lenders will perform a credit check of sorts. But with that said, there are a lot of lenders out there claiming to offer fast loans so it could be really difficult to choose which the best is. It can even be tempting just to randomly pick one because you do not know how to compare them. However, this could mean that you will end up with one that is not suitable for you. It is therefore worth spending some time to research the different options available so that you know that you get the best loan for you. It is good to think about what you want from a loan and then making sure that what you choose has those factors.


Cost is a very important factor, although not the only one that should be considered. Obviously if you find the cheapest loan then you will not have to pay so much for it. This can make it easier to repay and will mean that you have more money left for other things. It is worth thinking about the interest rate and any charges or fees, as sometimes lenders will charge both, so you need to ensure you know the total cost of the loan.

With so many fast loans to choose from, you may wonder how you ca possibly have the time to look through them all and compare the costs. It is worth knowing that there is a website by Omacl where they will do this for you. If you let them know how much you want to borrow, they will be able to match you with lenders will offer you your desired amount at the best price, which will save you money and time.

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Repayment amount

It is really worth finding out how much you will need to repay. This is because you need to be sure that you can manage that repayment when you have to pay it. Some lenders will charge you a one off payment and some will let you pay in instalments. It is worth considering whether you will be able to afford a one-off instalment or whether you should be looking for a loan that allows you to pay back in instalments. It is good to think about how you will afford the repayments and whether you would normally have enough money to be able to afford it. If not, then you should think of some strategies to be able to afford them, by considering whether you can increase your earnings or reduce your spending.

fast loan no credit check

Term of loan

The amount of time the loan lasts can be a factor that is important as well. If it lasts longer there will more repayments and this could make it more affordable. However, it is likely to be more expensive if you borrow for longer. You will also have the debt hanging round for longer which could be a source of stress for you. You will need to work out which will be best for you, by finding a solution that is affordable but not significantly more expensive or stressful.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Good customer service

It can be reassuring to know that the guaranteed payday lender you choose can provide you with a good customer service. If you have any questions, queries or problems you want to know that you can get in touch with them and get a useful reply, quickly. It can therefore be worth getting in touch with the customer services department of the lender that you are considering and finding out whether they do seem like they would be helpful.

Good reputation

A good reputation can be important to some potential customers. If you are among them, then you will need to ask friends and family or read reviews about the payday loan company in order to find out more about them and see whether they will be a lender you feel you would like to use. It is worth noting that people are more likely to report negative experiences rather than positive ones and so you may find more of these. However if you compare with other lenders, you will be able to see how many negative and positive reviews they have and the ones you are considering compare to those. And beware any lender claiming to offer a fast loan with no credit check as it is highly unlikely that this will be truly offered.

no credit check payday loan

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.