Payday Loans No Credit Check

£50 - £2,500 paid out by 11:09pm

How much would you like?

£

Representative 305.9% APR

Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Are Payday Loans No Credit Check Real?

A lot of lenders advertise payday loans no credit check, but it’s important that you know all of the details before applying. The more you learn about these loans, the easier it will be for you to decide whether or not to get one yourself. There are a lot of different aspects to these loans that you will need to know about so you can make the right overall decision. The last thing you want to do is to rush into getting a loan of any kind, because you will likely end up regretting it in the end.

Do you Need Good Credit to get a Payday Loan?

The fact is that while credit can play a role in whether or not your payday loan application is approved, it is just one small factor that lenders take into consideration before making their final decision. A person’s credit isn’t as important with these loans as others, which is why they are typically much easier to get. The lenders you apply with will most likely run a credit check on you, but it won’t be a “hard credit check”, which means that your credit won’t be negatively impacted just from applying.

How much would you like?

£
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Representative Example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

What Should I do Before Applying for a Payday Loan?

It’s important that you take a close look at your credit report before filling out a single application for an online loan without a credit check. By doing this you will be able to get a good idea as to whether or not there are any errors on your credit report that could potentially be negatively impacting your overall score. While it’s true that credit isn’t as big of a deal when applying for these loans, you will want to make sure that yours is in as good of condition as possible.

What Are the Absolute Requirements for Getting a Payday Loan?

There are some absolute minimum requirements that you will want to be aware of when applying for a payday loan. You will need to satisfy all of this criteria in order for your application to be approved.

  • Be over 18 years of age.
  • Legal UK citizen.
  • Current checking account at a bank or credit union.
  • Adequate income in relation to amount you are borrowing.
  • Stable employment history.

Payday loans no credit check can be a great option for many people because they are relatively easy to get, but approval is never guaranteed. You never want to just assume that you are going to get approved just because you meet the above criteria.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £2,500
No hidden fees
Chance of getting approved?
95%
High approval
Is my credit record affected?
No
No credit footprint
How long do transfers take?
15 Minutes
Instant Cash*
Do I need to pay back a lump sum?
No
Easy repayments

How Much Interest Will I Pay?

One of the main concerns of most people who are interested in getting a cash loan is how much interest they are going to end up paying. This will depend mostly on the lender you choose, which is why it’s so important that you take the time to find the right one. Your credit can play a role in what your interest rate is like, but it’s certainly not the only factor that the lender will take into consideration.

Will My Information be Secure?

It’s perfectly normal to be concerned about the information you submit online falling into the wrong hands, especially when it is of a particularly sensitive nature. A majority of payday loan lenders take all of the necessary measures to ensure that their customers’ information is kept secure at all times. This means that you won’t have to worry about your identity being stolen or experiencing some other similar problem.

Bad Credit? Omacl Can Help!

At Omacl we are proud of our ability to help even those with bad credit to get the loans they need. You won’t have to worry about getting turned down just because your credit history is less than great. We have approved many people with low credit ratings for payday loans, and there is a good chance we can help you too. When you apply with us online, you won’t have to worry about your credit suffering as a result, whether you are approved or denied. You have absolutely nothing to lose, so fill out a payday loan application for a loan on our site today.