Direct Payday Lenders

£100 - £5,000 paid out by 01:22pm

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

What Can Direct Payday Lenders Offer Me?

Anyone who has ever had some important expense suddenly arise but hasn’t had the money knows how frustrating and stressful it can be. There are many different types of loans and lenders to choose from, so you will need to make sure that you choose the right one for your needs.

What Are Direct Payday Lenders?

Direct payday lenders are essentially private lenders that give out short-term loans with a payback period of around two weeks. Loans can be anything from £300 or so right through to £2,500. These lenders are not associated with any bank or credit union, as they are independent business entities. When you borrow money from one of these lenders, you don’t go through any sort of middleman. This is the straightforward borrowing option that exists.

How much would you like?

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Why Borrow from a Direct Payday Lender?

There are many reasons that you should at least consider borrowing the money you need directly from a payday lender. One of the best things about this borrowing option is that it is quick and simple. Most people who take out a loan through their bank or credit union have to wait a matter of days after they are approved before they can get their money. These lenders make borrowing very easy so you can get the money you need right away. Another reason to consider borrowing from a direct payday lender is that bad credit isn’t necessarily a problem when trying to get approved.

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Best Reasons to Choose a Direct Lender

A direct payday loan lender can provide you with the money you need fast, and you won’t have to worry about paying a broker a fee. This is a very straightforward way to get the money you need, so you won’t have to wait very long to get the money at all. You will only have to worry about dealing with one person, there won’t be any complications whatsoever. This is the simplest way to get a loan, and it works well for many people.

direct payday lender fast money

What do Lenders look for in Applicants?

There are a few different things that payday lenders look for in those who apply, and it’s important that you know what some of them are.

The following is a list of the more important things that these lenders consider before making a final determination.

  • Regular income: All of these lenders look at how much money you make every month, and they will require you to submit proof of this before approving you.
  • Employment history: You will also need to submit proof of a stable and regular employment history to get approved for the loan you need.
  • Contact information: It will be necessary for you to show proof of a valid and current address and phone number where you can be reached.
  • Identification: You will be required to show proof of your age to get a payday loan.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Applying with a Direct Payday Loan Lender

Fortunately, it is possible to apply online with virtually any direct payday loan lender. You will find that the process of filling out one of these applications is fast and simple, so there aren’t any complicated steps you need to go through. There will be a number of fields that you will need to fill out in order to complete the application.

Once the lender receives the application, they will review the information you have provided them with and make a decision. Most people who submit these applications typically hear back within 24 hours, but it depends when you submit yours. The earlier in the week you fill out an application, the better your chances are of hearing back quickly.

We are a Lender You Can Trust

There are a lot of different lenders that you can get a payday loan from, but not all of them are going to be totally trustworthy. At Omacl, we take great pride in being a reputable company that has matched countless people with lenders who are able to provide the funds they need for emergency expenses and other things. When you are looking for a lender you can rely on to provide you with the best possible deal on a payday loan, we highly encourage you to consider what we have to offer.

direct payday lenders

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.