Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Online Lenders Can Help You Get Money Now

Unexpected expenses, financial emergencies, and other monetary challenges can strain your budget. When financial demands spike, spending pressure may even overshadow your income, resulting in cash flow problems. If urgent expenditure puts you one step behind your next paycheck, at least you can get money now.

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Online lenders offer immediate access to small sums of money, providing loans and advances for qualified applicants. The flexible funding resources complement traditional bank loans, offering several ways to get money now. An instant loan, payday loan, or cash loan advance delivers short-term relief for applicants needing cash in a hurry.

same day loan get money

Use Your Future Earnings to Get Money Now

Financial conditions can change without warning, requiring you to adapt your finances. Unforeseen expenses, in particular, can disrupt your spending plan overnight, causing cash flow shortfalls. When financial challenges catch you off guard, online lenders can help you get money now.

When you apply for an online loan, your pending paycheck offers repayment assurance for lenders. Even with a so-so credit score, you may be able to get money now. Along with high rates of acceptance for good and bad credit, online loans present additional advantages for UK borrowers.

  • Convenient Access – Short-term payday loans originate online. The flexible loans are accessible via your internet connection, allowing you to apply at your convenience. Whether you are at home or away, your laptop or connected device provides a link to quick cash. Omacl offers 24/7 service, so you are free to apply during the business day or after hours. Convenient access also covers weekends and holidays, facilitating short-term loans 365 days a year.
  • Easy Application – Cumbersome application and acceptance protocols get in the way of fast funding. To facilitate acceptance, online lenders utilise a short application for loans. The straightforward loan request takes just a few minutes to complete, initiating an efficient approval and funding sequence.
  • No Obligation Quotes – From credit cards to personal instalment loans, diverse funding resources provide money for long- and short-term financial priorities. As you weigh the pros and cons of various finance opportunities, Omacl’s no obligation quotes enable you to measure the true cost of a small loan.
  • Short Loan Turnaround Times – Online lenders specialise in fast loans, so Omacl is a good place to get money now. Upon receipt, your online application draws prompt attention, putting you on the fast track to payday loans and other instant funding. Long wait times for bank credit checks and slow acceptance both delay access to vital financing. Online lenders make every effort to avoid these common pitfalls of any type of lending. Whether you Request £50 or £2,000, you won’t wait long for answers about your loan. After agreeing to terms with an online lending partner, money is transferred directly to your current account, for immediate use.
  • No Hidden Fees – Service charges and administrative fees may apply at any type of lending institutions, but payday loans are offered online, with no hidden fees. Repayment terms and due dates are established up front, providing the information you need to plan for repayment. As long as you make on-time payments, you won’t encounter add-on charges during the payback period. With reliable terms in place, you can get money now and plot a course to prompt payments, without surprise setbacks.
  • Flexible Usage – Online loans are not limited to particular spending functions; usage is up to you. Whether you need a £500 loan to pay for car repairs or a cash loan advance to catch up on bill payments, online lenders deliver the flexible funding needed to get the job done. Common usage for payday loans and other instant finance opportunities include university expense, household bills, medical emergencies, travel, car care, and other personal spending priorities.
  • Custom Loans – The value of your short-term loan should reflect your most urgent financial obligations. There’s no reason to borrow more than you need to address near-term spending; online lenders issue loans valued from £50 – £2,500. Custom loan availability allows you to fine-tune your loan request, borrowing only enough to fortify your finances until payday.
  • Affordable Repayment Schedules – Your employment status and future income serve as repayment guarantees, providing payback assurance for payday lenders. In order to facilitate on-time payments, your lending partner considers salary dates and affordability when drafting instalment schedules. Depending upon the value of your loan and repayment resources, online loans are typically repaid within months of their origination dates.

5 Ways to Get Money Now

Long-term financing includes mortgages and new car loans, providing substantial sums of money for major purchases. The specialised funding resources deliver multi-year repayment terms, but the loans are not suitable for immediate, short-term finance needs.

When urgent spending concerns won’t wait until payday, there are several ways to get money now.

  • Credit Cards – Reaching for plastic offers point-of-sale convenience, but lingering card balances continue generating interest charges until you’ve paid off the entire balance. Utilising credit cards and store cards is tempting, because card companies commonly offer perks and promotions that are hard to resist. Cashback benefits and points rewards programmes may offer incentives, but you’ll pay a premium for the benefits by rolling card balances over from one month to the next.
  • Online Loans – Payday loans and similar online resources complement traditional funding provided by building societies, banks, credit unions, and other lending institutions. The fast, flexible funding solutions provide relatively small sums of money, without delays frequently attributed to conventional lending outlets. When you have to get money now, online lenders provide streamlined access to funds, delivering same-day service for qualified loan applicants. Instant loans, quick cash loans, and other flexible payday products are on offer online.
  • Extra Earnings – The only way to create sustainable financial conditions is to balance income and outgoings. If your monthly expenditure consistently exceeds your income, each month represents a step in the wrong direction. Though you may be able to get money now or reduce spending to maintain balanced cash flow, producing additional income is another way to tip the scales. Based upon your availability and financial needs, a part-time job, one-off gig, or business opportunity may provide the supplemental income required to balance your budget.
  • Friends and Family Loans – A generous friend or family member may be willing to help you get money now, by providing an informal personal loan. The accessible funding option presents advantages, but loans between loved ones can also be problematic. If you decide to partner with someone you know, take care to outline expectations up-front, so payback unfolds without misunderstandings.
  • Personal Savings – Financial advisors recommend amassing emergency resources covering 3-6 months of customary expenditure. Even if you’re unable to follow professional’s guidance, a small emergency fund is better than none at all. If you’re having trouble putting by cash for a rainy day, budget savings are like money in the bank. Discretionary spending cuts alone can yield substantial sums of money, resulting from minor lifestyle changes.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Utilising Short-term Online Loans

When you need money right away, timely funding is the only solution. Because online lenders understand the urgent nature of short-term finance requests, they strive to eliminate funding delays. Immediate access to cash is a strong selling point for online loans, allowing you to get cash now and repay the money on salary day.

In addition to providing money right away, short-term payday loans are a good source of funding when:

  • Conventional loans are not available – Traditional lenders maintain rigid credit standards, preventing some applicants from obtaining loans. A troubled credit history or low credit score is all it takes for banks to turn down funding requests. Though online lenders also review credit references, they may have greater flexibility approving loans than conventional lenders do. When traditional resources are off the table, online lenders deliver funding, when banks cannot.
  • You need a small loan – Online lenders offer relatively small loans, compared to big-ticket financing put forth by credit unions and building societies. When you need a small loan, online alternatives can help you get money now, without getting bogged-down in unnecessary finance formalities. The loans fund quickly, relying on employment income for repayment assurance.
  • Money is on the way to repay the loan – Even with an imperfect credit history, your employment status and pending paycheck may be enough to gain access to fast funding. In exchange for money now, payday lenders expect timely repayment. Beginning on payday, periodic instalment payments are due until the entire loan balance has been repaid.

same day loan

Extraordinary expenditure can deplete your earnings, before payday replenishes your financial flow. When money grows scarce between paydays, various online finance solutions offer immediate relief. If you’re ready to get money now, consider quick cash opportunities online.

Omacl on the FCA Register

Omacl is a registered trading name of Chojin Ltd and is authorised and regulated by the Financial Conduct Authority (FCA). You can view our registration status via reference number 732880.

Free Financial Advice

If you are struggling with debt or are unable to make your loan repayments, please visit the websites below. All of them offer free, impartial advice.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.