Bad Credit Payday Lenders

£100 - £5,000 paid out by 01:02pm

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

Using Bad Credit Lenders to Get the Money You Need

The fact is that getting a loan can be very tricky for those with bad credit. If you are in a tight financial situation where you need money for some crucial expense, it is important that you look into what bad credit lenders can offer. These lenders can provide you with an effective way to get the money you need without having to submit to a strict credit checks. If you are tired of getting turned down for loans because of your credit score, you will need to learn about this option right now.

Why Should I apply with a Bad Credit Lender?

There are plenty of great reasons that you should think about applying for a loan with a bad credit lender, including:

  • Your credit won’t hold you back: One of the best things about these loans is that credit is usually not an issue. This means that you won’t have to be concerned with getting turned down just because you have a low score. Even those who don’t have much of a credit history can get approved.
  • It’s really fast: Bad credit lenders offer a fast and efficient way to get the loan you need. Because credit isn’t an issue, the whole process is very quick. If you need money as soon as possible for any sort of expense, it’s important to keep this option in mind.
  • You can borrow a substantial amount: While bad credit lenders tend to give out short term loans, you can still get a significant amount of money. The amount that you are able to borrow will depend on your income. The more money you make with each payday, the more you will be able to borrow.
  • Getting approved is easy: Almost anyone who is able to meet the minimum requirements of the loan will be able to get approved without any issues.

Are Bad Credit Lenders Reputable?

Not all of the bad credit lenders out there are completely reputable, so you will therefore need to make a point of researching your options. The more time you take to look into your lender options, the better your chances will be of finding the right one to match your needs. You will need to find a lender who is generally trusted and has been around for a while. By doing your homework when it comes to these lenders, you can get the money you need without paying a ton of interest.

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

How do I get a Loan from a Bad Credit Lender?

Getting loans from bad credit lenders is extremely simple and doesn’t take very much time at all. You will first need to go online and fill out an application, which only takes about several minutes. This application will require you to submit personal and financial details that the lender will use to determine how much of a liability you are. Make sure that you are completely truthful when filling out the application so you can expedite the process as much as possible.

payday lender bad credit

Why Should I get a Bad Credit Loan?

Bad credit lenders offer loans that can be highly beneficial for those with less-than-great credit. If you have been denied a loan by your bank in the past because our credit isn’t up to par, you should really look into this borrowing option. These lenders can help out almost anyone with bad credit, and they are especially beneficial to those who need money fast. If you have a crucial expense that you need to pay for right now, this is the best option you have by far.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Your Go-To Bad Credit Lender

Omacl is the go-to lender for those with bad credit, so you can count on us to help you get the money you need without any complications or issues. There are so many of these lenders that you can borrow from, but you don’t want to choose just any of them. Filling out an application on our site only takes a few minutes, and we can most likely help you get the money you need fast. We have helped a lot of people in desperate financial situations, and we can do the same for you.


Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.