Direct Payday Loans

£100 - £5,000 paid out by 01:12am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

What Are Direct Payday Loans?

If you are in need of money fast for some sort of emergency expense, you will need to explore all of your options. A direct payday loan is money that you borrow directly from a lender, as opposed to going through a broker. There are a number of benefits to getting this type of loan, which is why they have become such a popular option for so many people. These loans are given out by private lenders and not banks or credit unions.

Benefits of Taking out a Payday Loan

There are some key benefits of taking out a direct payday loan that you will need to be aware of before making a final decision either way.

    • Fast Cash: If you are approved for a direct payday loan, you will get your funds within 24 hours. This is ideal for emergency expenses where time is important.
    • Easy Approval: While it’s true that no lender can guarantee approval for everyone, these loans tend to be pretty easy to get, even if you have bad credit.
    • Short-term: Direct payday loans are short term, so you won’t have to worry about spending a lot of money on interest.
    • Quick and Simple process: The whole process for getting a direct payday loan is very simple and easy. Filling out an application only takes about 10 or 15 minutes of your time. Because everything is done online, you don’t even need to leave the comfort of your home to get one of these loans.

Who can Benefit from a Direct Payday Loan?

Many different people can benefit from payday loans, including those who have some sort of emergency expense they need to pay off. If you need to get your car repaired so you can get to work, or perhaps there are medical bills that need to be paid right away, a payday loan can help.

Also, those who have experienced problems with getting approved by their banks and payday loan companies for traditional loans in the past should look into this option. If you have a crucial expense but don’t have the money to cover it right now, a payday loan could be the solution you have been looking for.

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

How to get a Direct Payday Loan

If you are seriously interested in obtaining one of these payday loans, all you have to do is simply fill out an online application and wait to hear back. The application process doesn’t take very long at all, but you will need to submit some personal and financial details. Once you have submitted your application, you will be notified shortly after as to whether or not you’ve been approved.

direct payday loan

This is a very straightforward process and it only takes a matter of minutes to complete. It is important that you have all of the necessary information organized and ready to go before filling out your online application. By doing this you will ensure that this process goes as smoothly as possible.

Requirements for getting a Direct Payday Loan

There are some basic requirements that you will have to meet in order to get a payday loan, including:

        • Over 18 years of age.
        • Proof of a steady and adequate source of income.
        • Active checking account at a bank or credit union.
        • Legal citizen of the country.

If you do not meet these minimum requirements, you can expect any application you submit for a direct payday loan to be rejected. It’s never a guarantee that you will be approved even if you meet these criteria, though it is likely because of the nature of these loans.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Let us Help You

At Omacl, we will be able to help you get the cash loan you need. We have assisted countless people in getting the funds they required for a number of reasons. Whatever you need the money for, our team of experienced professionals will be able to help. Our policy is to try to help everyone who applies to the best of our ability, so they can get their money fast. We make getting this type of loan as quick and painless as possible, so you don’t have to wait any longer than necessary for the funds you are approved for.

direct payday loans

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.