Direct Lender Payday Loans

£100 - £5,000 paid out by 12:27am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

Why are Direct Lender Payday Loans a Good Borrowing Option?

With so many different borrowing options to choose from, it can be hard to decide on one in particular to take advantage of. In recent years, more and more people have started looking towards direct lender payday loans or bad credit guarantor loans when trying to get money as quickly as possible. These loans are known for being easy to apply for and paying out loan amounts quite quickly. If you absolutely cannot wait for money because of some emergency expense, you will need to learn all there is to know about this borrowing option.

How is a Payday Loan Different from Other Loans?

There are a number of things that set payday loans apart from other kinds of loans, and you will definitely want to learn what some of them are. One of the unique things about these loans is that those who are approved can get the money they need within 24 hours. There really aren’t many types of loans that disperse funds as quickly as payday loans. This is one of the reasons why so many people have taken to getting these loans when they need money fast for some crucial expense.

Another reason why payday loans are so different from other types of loans is that bad credit isn’t necessarily a big issue. You can expect the lenders you apply with to run a check on your credit, but a low credit score doesn’t automatically mean you won’t get approved. There are a number of things that these lenders take into consideration when deciding whether or not to approve people’s applications.

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Advantages of getting a Payday Loan

You will quickly discover that direct lender payday loans or any regular small loan can offer you quite a bit in a number of ways. One of the biggest reasons to get a payday loan is because you can get the money you need without having to wait very long at all. A vast majority of people who get approved for one of these loans don’t wait more than a day for their money. It’s not uncommon at all to get your funds within just a few hours of being approved.

direct lender payday loan

Payday loans don’t require a perfect credit score to get approved, which is definitely something that you should take into consideration. Many people who have been turned down for unsecured loans by their banks end up taking this route to borrow money, and it can be quite effective.

How it Works

The whole process of getting direct lender payday loans is extremely simple, and most people don’t have any problems with it at all. You will first need to fill out the online application, submitting all of the required personal and financial details. Once you have done this, all that’s left to do is just wait to find out if you have been approved. If you get approved, the money will be electronically transferred into your checking account shortly.

Direct Payday Loans vs. Brokers

With direct lender payday loans, you don’t need to go through a broker at all. The fact is that using a broker typically isn’t a great idea, because doing so will cost you more time and money. Those who use a broker to get a loan have to wait longer, which just isn’t an option for a lot of people. There is absolutely no lender involved in the direct payday loan process, so it’s a lot simpler and easier as a whole. It might seem like hiring a broker to get you a loan is a good idea at first, but you’ll quickly learn that it’s a big mistake.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Why Use Omacl?

The direct lender payday loans that Omacl offers can help you get the amount of money you need right away. Although we can’t offer no credit check like some others advertise. There are many different lender options to choose from, but not all of them will provide you with exactly what you need. We have an impeccable reputation for getting the people who come to us the best deal on the loans they need. Our team of professionals makes getting a payday loan easy and hassle-free via our high class service.

Some of the main reasons to consider us for your next loan include:

  • Absolutely no hidden fees ever.
  • Simple application process that only takes minutes.
  • Your personal information remains secure.
  • Our friendly and helpful staff of professionals.

direct lender payday loan

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.