Need Money Now

£100 - £5,000 paid out by 01:54am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

What to do if you need money now?

If you need money now, you could be in the situation where you are not sure what to do. When we are in a predicament where we run out of money, we can find ourselves feeling stressed and worried and searching for solutions in despair. It can be hard to imagine that there might be a solution or that we might have a bright future ahead of us. However, if you take a look at Omacl you will find that there could be some easy solutions for you to help you to get out of your current financial difficulties in a simple way.

What they do

Omacl is a company that introduces borrowers to lenders. This means that if you need a 12 month loan now, they will be able to help you to be paired up with a lender that can help you. It is very simple to use and they will be very likely to find a solution for you. Most borrowers that look for a loan through them will successfully find one, even if they have a poor credit record. This is because some of the lenders do not even do a credit check and so they will not be concerned about your past finances. This means that you have a very high chance of being accepted and will be able to get the cash that you need. You will then be able to get yourself out of financial trouble and hopefully will not get into that situation again where you need money now and feel desperately worried as you cannot find a suitable solution.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

How it works

You simply have to give them a few details about how much money you want to borrow and the sorts of terms that you are interested in such as repayment terms and they will show you some lenders with good rates that you may like to consider. You can then apply to that lender and see what happens. It will save you having to search around online looking for a lender and so you can get the money quickly. The lenders are carefully chosen to make sure that they are approved by the FSR and all act legally. You will be able to check out the terms of the lender and see exactly how much money you will have to pay them in interest and fees before you sign up, so you know exactly what to expect from them. So it is a simple process:

  • Give a few details
  • Examine borrowing options
  • Choose lender
  • Apply for loan
  • Get cash quickly

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Get money quickly

As there are no credit checks done, because lending is not dependent on your credit record, this speeds up the application process. There will just be a few checks made after you have filled in the simple application form and then you application will be quickly processed. Some companies even work through the night to make sure that their borrowers get the money that they need as soon as possible. It will mean that you will be able to get the cash that you need extremely quickly and soon be free of the stress and worry being caused by not having any money. Often you can get the money the same day, if you apply early enough in the morning or the next day if you leave it a bit later. This means that you should be able to get it soon enough for your needs.

Manageable repayments

It is possible to choose between different repayment plans, depending on the loan and lender that you go with. This means that you will be able to choose something that will suit you. It can be good to think that you can get the loan paid back really quickly in a lump sum. However, you may end up being in the same situation; where you need money now, if you do this because you have spent out a big chunk of money in one go and therefore it might be easier to pay back in instalments. This could be a dearer way to do it but it could mean that you will find it a lot easier to make the necessary repayments and will not find yourself short of money again.

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.