Best Payday Loans

£100 - £5,000 paid out by 03:41am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

How do I get the Best Payday Loans?

If you want to get a same day loan, there is no sense in settling for anything less than the best. Most people have no idea how to get the best payday loans, and as a result they end up spending far too much. The interest on your loan could end up costing you a lot on the backend, which is why it’s so important for you to explore our options. When you actually take the time to look into your loan options, you should have no problem whatsoever getting a great deal.

Finding the right Lender

The most effective way to get the best payday loans is to find a reputable lender that you can trust. The lender you choose to borrow from will determine quite a few things, including your interest rate. If you don’t want to pay a sky high rate on the loan you need, it is imperative that you spend some time taking a close look at various lenders. In the end you will be very glad you decided to do this research.

How much would you like?

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

How do I save Money on a Payday Loan?

When you are trying to get a payday loan for a reasonable overall amount, you will need to make a point of comparing loans from different lenders. After you have done this research, you should be able to get the best payday loan without any problems. Compare your loan options apples to apples so you know that you are getting the very best deal. You will need to keep in mind that not all lenders charge the same amount for interest and other fees, which is why it’s so crucial that you do some comparing.

payday loan best

Common Uses of Payday Loans

People take out payday loans for all sorts of reasons, but you will need to know some of the more common ones before applying. If any of the following reasons for getting one of these loans seems familiar, you might want to think about applying for one yourself.

  • Catch up on bills: If you are behind on your bills and need to get caught up, a payday loan could help you out a lot. This is definitely one of the more common reasons that people apply for these loans in the first place.
  • Fund a trip: Some people who want to go on holiday somewhere but don’t have enough money end up getting one of these loans to get them to where they need to be financially. If you really need to get away for a little bit but don’t have the necessary cash, this is an option to consider.
  • Take care of emergency expense: If your car has suddenly broken down or you need money for an essential home repair, getting a payday loan could be the perfect solution you need.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

What Separates Payday Loans from Other Loans?

There are actually quite a few differences between payday loans and other kinds of loans that you should know when applying. These loans are very short-term, and typically must be paid back within a couple of weeks. Another thing that is unique about payday loans is that they do not require a great credit score.

In fact, people with bad credit get approved for these loans all the time. If you have experienced difficulty with getting a loan before, you will want to seriously think about applying for a payday loan. You will also get the money you need faster with a payday loan than any other kind that is available to the public.

Does Omacl Offer Payday Loans?

Omacl offers the best payday loans for those who are in desperate financial circumstances. No matter what you happen to need the money for, we will be able to help you in a big way. We have established a reputation for providing people with great deals on these loans, so they don’t end up spending a ton of extra money on interest or other fees. There are never any hidden fees with our loans, so you can rest easy knowing that you’ll get the money you need with minimal strings attached. If you need cash fast, fill out an application with us on our site.

best payday loan

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.