Direct Lenders Only

£100 - £5,000 paid out by 12:57pm

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

Why it’s Smart to Use Direct Lenders Only

A lot of people are starting to use direct lenders instead of going through a broker because of all the added benefits that are associated with doing so. If you find yourself in a situation where you need cash now, it is important that you choose the right course of action when it comes to borrowing money. Although you may have been told that using online broker or matching service to find you a loan is the right way to go, this isn’t necessarily the case.

Reason to go with a Direct Lender

These days quite a few people have begun using direct lenders only when borrowing money, and you will want to find out why.

  • Your Information is Secure: The information that you provide a broker with can be “farmed out” or sold to third parties, but this isn’t the case with direct lenders. If you want to ensure that your personal and financial details stay secure, a direct lender is the best option.
  • Deal Directly with the Lender: Another reason to look into this borrowing option is that you will deal only with the actual lender, which makes communicating back and forth much easier. Going through a broker every time you have a question or concern can get frustrating very quickly.
  • Save Yourself Money: The loan that a broker finds you may cost more than if you were to go directly through the lender. You may save yourself quite a bit of money by doing this.

Is it Difficult to get a Direct Lender Loan?

One of the reasons that people are choosing direct lenders only is because they typically have laxer rules about who gets approved. Most banks only give loans out to select group of people, so they can be rather difficult to get. If you want to increase your chances of getting the money you need, it is important that you look into this option. Direct lenders tend to be more reasonable with those who have less than perfect credit. There are certain basic minimum requirements you will have to meet to get one of these loans, but it’s usually not too difficult to obtain approval.

How much would you like?

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

How Much Can I Borrow from a Direct Lender?

The amount of money that you can borrow when going through a direct lender depends on a few different things, including your monthly income as well as the state of your credit record. The more money you make with each pay check, the more money you will be able to borrow. These lenders are also usually more willing to give larger amounts to those who have at least decent credit.

payday loans direct lender only

Who Should Go Through a Direct Lender for a Loan?

Almost anyone who needs a small loan quickly and doesn’t want to wait longer than they absolutely need to should consider applying to a direct lender. This will expedite the process of getting the funds you need, which is especially helpful if you have an emergency expense of some kind that you have to pay for immediately.

Some of the people who can benefit from using direct lenders include:

  • Those who have bad credit.
  • Those who need money fast and cannot wait.
  • Those who have been rejected for bank loans.
  • Those who want an easier way to get a loan now.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments

Direct Lender Loans Through Omacl

Omacl is your definitive solution when it comes to getting an emergency loan from a trustworthy direct lender. Our loan brokerage and matching service is second to none and we have brokered many loans to qualifying individuals, and there is a good chance that we can help you as well. Our service is committed to providing those who apply with us with fast and efficient services.

payday loan direct lender only

What to Consider Before Applying

There are some things that you will need to consider before applying with a direct lender, such as whether or not you meet with the bare minimum requirements. You will need to be over the age of 18 with an active checking account and a steady job. Approval is never guaranteed, so you will need to keep this in mind before filling out an application for the loan you want.

Warning: Late repayment can cause you serious money problems. For help, go to Omacl is a broker, not a lender, and does not make credit decisions.