Quick Loans

£100 - £5,000 paid out by 04:38am

How much would you like?


Representative 669.35% APR

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
*Omacl will not perform a credit check but lenders will determine your loan eligibility by performing a soft search. If you accept the loan offer presented to you, a hard credit search will be performed.

How to find the best quick loans?

If we are looking for a quick loan, it is likely to mean that we do not have a lot of time to research. Ideally with any sort of lending, it is wise to research all of the alternatives, compare prices and features and then pick the one that suits you the best. However if you need money quickly, there is not the time to do this and you may be too stressed to be able to cope with the effort of doing this.

Comparing Loans

Luckily there are companies that will help you out with this, such as Omacl. What they do is allow you to tell them what loan you are interested in and they will match you with a lender. There are many advantages of doing this compared to doing the research yourself or just going with a lender you have seen advertising.

How much would you like?

Apply Now

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). 

Save money

Saving money is something that we all like to do. It can be really annoying if you find out that you have paid more than necessary for something. This means that it is always wise to compare prices and see which is the cheapest. This applies to loans as much as any other items that we are buying. By comparing products, you can then see how much each costs and work out which is the cheapest. Of course, price is not always the only factor that we are interested in as value for money can count too. This means that you do not always want to pay a low price if you do not get the quality that you desire, a good enough service or favourable terms, so it is worth bearing this in mind when comparing prices.

quick payday loans

Save time

It can take a lot of time to find out about all of the quick loans that are on offer and examine the terms and costs of each. It may be difficult to find them all anyway, but even comparing a dozen could take a lot of time. If you need quick loans, then it is very unlikely that you will have lots of time to research and therefore, if someone can quickly do this for you, then you can still get the information that you need, without having to spend more time than you have getting it.

Better features

As well as price, there are other things that could be important when making a purchase. With a loan, you will need to consider whether the repayment schedule is important, for example, as well as the reputation of the lender, what other people’s experiences have been like and any late repayment charges they have. It is wise to have a good understanding of the loan that you are taking out as well as the lender so that you know exactly what you are getting into.

How Does Omacl Compare?

Why Use Us?
How much can I borrow?
Up to £5,000
No hidden fees
Chance of getting approved?
High approval
What are the repayment terms?
1 - 36 Months
No paperwork.
How do I apply?
Apply Online
2 min Application
Do I need to pay back a lump sum?
Easy repayments


It can be hard work doing this research yourself. You will need to not only find all the appropriate online loans, but you will also need to find out how much they charge and other information about them. Once you find the loan, finding out how much they charge is relatively easy but looking through their terms to find out about repayment schedules, overpayments charges and the like can take a lot of understanding. Then you will have to research their reputation and see if you can find reviews of them and things like this. This can be pretty tricky to do, particularly if you are stressed and finding it hard to think straight.

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Stress free

By letting another company do this work for you it can be a great relief and a reduction of the burden of stress. Being stressed because you need money is one thing, but then stressing about which loan to choose can add even more difficulty for you. Having a company that will help you find a lender more easily, can be really helpful and help you to feel more relaxed.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Omacl is a broker, not a lender, and does not make credit decisions.